Wabellco Federal Credit Union
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Home > Rates

RAtes

Share (Savings) Rates

Rates Effective 1/18/2023
Type
Annual Percentage Yield
Notes
Regular Shares
.04%
$100 minimum balance for dividend
Christmas Club
.08%
  
Vacation Club
.08%
    

Certificates of Deposit (CD) Rates

Rates Effective 3/11/2020
Term
Annual Percentage Yield
Notes
6 month
N/A
 
12 month SPECIAL
N/A
 
24 month
N/A
 

Loan Rates 

All Loan Rates Effective 9/21/2022

Personal & Bill Consolidation Loans

Type
Term
Annual Percentage Rate
Notes
Personal & Bill Consolidation
1-5 Years, $10,000 max
10.99%
Rate based on payments by Direct Deposit or Payroll Deduction
Personal & Bill Consolidation
1-5 Years, $10,000 max
11.50%
Rate based on payments other than Direct Deposit or Payroll Deduction
Holiday Recovery Loan Special
1 Year, $1,500 max
3.99%
Fast Approval! 
​Limited Time Only!
Personal Loans over $3,000 must be secured by appropriate collateral.  Max of $10,000 per applicant/co-applicant.

New & USed Vehicle Loans

Type
Term
Annual Percentage Rate
Notes
New​
1-4 Years 
Up to $60,000
3.49%
2020, 2021, 2022, 2023 Models
New
5-6 Years
Value of the Vehicle must be $30,000 - $60,000
4.49%
Based on NADA Trade-In value​
Used
Trade-In Value
1-4 Years
4.25%
​2018-2019 Models
$35,000 maximum
Used 
Loan Value
1-4 Years
5.25%
​2004 to 2017 Models, $25,000 maximum
New Vehicle SPECIAL
New Loans Only
1-4 Years
2.99%
2021-Newer
New Vehicle SPECIAL
​New Loans Only
5-6 Years
​$35,000 minimum
3.99%
$70,000 maximum
New Vehicle SPECIAL
​New Loans Only
7 Years
4.99%
First title or purchased no more than 1 year prior to application date. Based on NADA Trade-In value
All vehicle loans must be secured with a Pennsylvania, West Virginia, or Ohio title.* 

Recreational Vehicle loans (Boats, Campers, ATV's, Motorcycles, etc)

Type
Term
Annual Percentage Rate
Notes
Recreational Vehicles
(Boats, Campers, ATV's, Motorcycles, etc.)
1-5 Years
10.49%
This rate requires direct deposit or payroll deduction payments.  Vehicle must be secured with a title.
Recreational Vehicles 
​
(Boats, Campers, ATV's, Motorcycles, etc.)
1-5 Years
10.99%
This rate applies for other methods of payment besides direct deposit or payroll deduction. Vehicle must be secured with a title.
Recreational Vehicles SPECIAL
​(Boats, Campers, RVs, Over-sized Trucks)
1 - 10 Years
Maximum of $70,000
8.25%
​2019-2022 Models
Requires direct deposit or payroll deduction.  Must be secured by a title.
Recreational Vehicles SPECIAL
​(Boats, Campers, RVs, Over-sized Trucks)
1 - 10 Years
Maximum of $70,000
8.75%
2019-2022 Models
Other methods of repayment.  Must be secured by a title. 
ATV & Cycle SPECIAL
​(ATVs, Quads, Motorcycles)
1-5 Years
Maximum of $35,000
4.49%
2019-2022 Models
Must be secured by a title.
ATV & Cycle SPECIAL
​(ATVs, Quads, Motorcycles)
6 Years 
​$20,000 to $35,000
4.99%
Must be secured by a title.
Loan Specials available for New Loans Only.  Limited Time Only!  Call for minimums & term conditions. 

HOme Loans

Type
Term
​Annual Percentage Rate
Notes
Home Equity Line of Credit
1-15 Years
5.49% Variable
1st Lien Position
Home Equity Fixed Rate
1-15 Years
4.25%
1st Lien Position
NMLS Identifier #1045776, #1092555, #1697159 ​
Due at time of application: Estimated Closing costs on all counties $870.50 up to $1,073.50. For more information on your county, call the office at 724-225-7522.


Share secured Loan

Type
Term
Annual Percentage Rate
Share Secured
1-7 Years
2.49%

Applicants who have filed bankruptcy and/or have had any repossessions within the past 5 years will be subject to a 2% surcharge on loan rates and will require a co-signer.

Interested in applying for a loan?

Contact our Loan Specialists here or give us a call at (724) 225-7522

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RATES
ATM LOCATOR
 PRIVACY
Wabellco FCU Logo

WABELLCO FEDERAL CREDIT UNION
​
1277 Park Avenue ・ Washington, PA 15301

724-225-7522 ・ ​wabellco.fcu@verizon.net

Monday - Friday: 9:00a-4:00p ・​THURS 9:00A - 5:00P

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration, a U.S. Government Agency
Picture
Wabellco Federal Credit Union Routing #​243385427
​

NMLS Identifier #1045776, #1092555, #1697159 
For purposes of convenience, Wabellco  Federal Credit Union's site contains links to third party web sites. Wabellco Federal Credit Union makes no representations or warranties about any third party web site that you may access through the links. By providing a link to those web sites, Wabellco Federal Credit Union does not endorse, adopt, or otherwise accept any responsibility for the content or use of those web sites.
Copyright © 2023

  • Home
  • About
    • About Us
    • Membership & Eligibility
    • Join My Credit Union
    • Contact Us
  • Products & Services
    • Personal Banking >
      • Regular Shares Account
      • Share Draft/Checking Account
      • VISA Debit Card
      • Vacation & Christmas Club Accounts
      • Certificates of Deposit (CD)
    • Lending >
      • Signature Loan
      • New & Used Auto Loan
      • Home Loans
      • Secured Loan
      • Smart Option® Student Loan
    • Services >
      • Online Services >
        • New Online Banking System
      • Insurance
      • Reorder Checks
      • Payroll Deduction
      • Skip a Payment
      • Courtesy Pay
  • Login
  • Rates
    • Rates
    • Fee Schedule
  • News & Resources
    • Announcements
    • Newsletter
    • Holiday Closings
    • Special Offers
    • Useful Links