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RAtes

Share (Savings) Rates

Rates Effective 3/15/2023
Type
Annual Percentage Yield
Notes
Regular Shares
.05%
$100 minimum balance for dividend
Christmas Club
.08%
  
Vacation Club
.08%
    

Certificates of Deposit (CD) Rates

Rates Effective 2/15/2023
Term
Annual Percentage Yield
Notes
6 month
N/A
 
12 month SPECIAL
3.90%
NEW MONEY ONLY
Limited Time Only 
​$1,000 minimum 
12 month SPECIAL
4.25%
NEW MONEY ONLY
Limited Time Only 
​$3,000 minimum

Loan Rates 

All Loan Rates Effective 9/21/2022

Personal & Bill Consolidation Loans

Type
Term
Annual Percentage Rate*
Notes
Personal & Bill Consolidation
1-5 Years, $10,000 max for qualified borrowers
as low as 8.29%
Cosigner &/or Collateral required
​Beat the Winter Blues Loan Special
​1 Year, $2,000 max
as low as 3.99%
   
​​Beat the Winter Blues Loan Special
2 Year $3,000 max
as low as 4.99%
  
Personal Loans $3,000+ must be secured by appropriate collateral.  Max of $10,000 per applicant/co-applicant.
*All rates, terms and conditions are subject to change without prior notice. Risk Based Loan rates may be higher than listed rates based on credit worthiness obtained from credit reporting per Experian, loan type, and term of loan.

New & USed Vehicle Loans

Type
Term
Annual Percentage Rate*
Notes
New​
​Trade-In Value**
1-4 Years 
Up to $60,000
as low as 3.99%
2022, 2023 Models
New
​Trade-In Value**
5-6 Years
Value of the Vehicle must be $30,000 - $60,000
as low as 4.99%
**Lesser of cash price or JD Power value​
Used
Trade-In Value**
1-4 Years
as low as 4.49%
​2019-2021 Models
$45,000 maximum
Used 
Loan Value**
1-4 Years
as low as 5.49%
​2004 to 2018 Models, $35,000 maximum
New Vehicle SPECIAL
New Loans Only**
1-4 Years
as low as 2.99%
2022-Newer
New Vehicle SPECIAL
​New Loans Only**
5-6 Years
​$35,000 minimum
as low as 3.99%
$70,000 maximum
New Vehicle SPECIAL
​New Loans Only**
7 Years
$40,000 minimum
as low as 4.99%
First title or purchased no more than 1 year prior to application date. **Lesser of cash price or JD Power value
*All vehicle loans must be secured with a Pennsylvania, West Virginia, or Ohio title.* 

Recreational Vehicle loans (Boats, Campers, ATV's, Motorcycles, etc)

Type
Term
Annual Percentage Rate*
Notes
Recreational Vehicles SPECIAL
​(Boats, Campers, RVs, Over-sized Trucks)***
1 - 5 Years
Maximum of $70,000
as low as 8.25%
​2020-2023 Models
*** 80% of Lesser of cash price or JD Power value.  Must be secured by a title.
Recreational Vehicles SPECIAL
​(Boats, Campers, RVs, Over-sized Trucks)***
5 - 10 Years
$35,001 - Maximum of $70,000
as low as 8.75%
2020-2023 Models
*** 80% of Lesser of cash price or JD Power value.  Must be secured by a title.
​ATV & Cycle SPECIAL
​(ATVs, Quads, Motorcycles)***
1-5 Years
Maximum of $40,000
6 Years $20,000 - $40,000 Maximum
as low as 4.99%
​2020-2023 Models
*** 80% of Lesser of cash price or JD Power value.  Must be secured by a title.
ATV & Cycle
​(ATVs, Quads, Motorcycles)
​1-5 Years
Maximum of $40,000
​as low as 10.49%
​​2016-2023 Models
*** 80% of Lesser of cash price or JD Power value.  Must be secured by a title.
Loan Specials available for New Loans Only.  Limited Time Only!  Call for minimums & term conditions. 

HOme Loans

Type
Term
​Annual Percentage Rate
Notes
Home Equity Line of Credit
1-15 Years
5.49% Variable
1st Lien Position
Home Equity Fixed Rate
1-15 Years
4.25%
1st Lien Position
NMLS Identifier #1045776, #1092555, #1697159 ​
Due at time of application: Estimated Closing costs on all counties $870.50 up to $1,073.50. For more information on your county, call the office at 724-225-7522.

Share secured Loan

Type
Term
Annual Percentage Rate
Share Secured
1-7 Years
2.49%
Applicants who have filed bankruptcy and/or have had any repossessions within the past 5 years will be subject to a 2% surcharge on loan rates and will require a co-signer.

Interested in applying for a loan?

Contact our Loan Specialists here or give us a call at (724) 225-7522