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RAtes
Share (Savings) Rates
Rates Effective 6/16/2021
Type |
Annual Percentage Yield |
Notes |
Regular Shares |
.03% |
$100 minimum balance for dividend |
Christmas Club |
.08% |
Certificates of Deposit (CD) Rates
Rates Effective 3/11/2020
Term |
Annual Percentage Yield |
Notes |
6 month |
N/A |
|
12 month |
N/A |
|
24 month |
N/A |
Loan Rates
All Loan Rates Effective 6/16/2021
Personal & Bill Consolidation Loans
Type |
Term |
Annual Percentage Rate |
Notes |
Personal & Bill Consolidation |
1-5 Years, $10,000 max |
9.99% |
Rate based on payments by Direct Deposit or Payroll Deduction |
Personal & Bill Consolidation |
1-5 Years, $10,000 max |
10.50% |
Rate based on payments other than Direct Deposit or Payroll Deduction |
Vacation Loan Special |
1 Year, $1,500 max |
2.99% |
Fast Approval! Limited Time Only! |
Personal Loans over $3,000 must be secured by appropriate collateral. Max of $10,000 per applicant/co-applicant.
New & USed Vehicle Loans
Type |
Term |
Annual Percentage Rate |
Notes |
New |
1-5 Years Up to $60,000 |
3.25% |
2020, 2021 Models |
New |
6 Years Value of the Vehicle must be $30,000 - $60,000 |
3.50% |
Based on NADA Trade-In value |
Used Trade-In Value |
1-4 Years |
3.75% |
2018-2019 Models $35,000 maximum |
Used Loan Value |
1-4 Years |
4.00% |
2002 to 2019 Models, $25,000 maximum |
New Vehicle SPECIAL New Loans Only |
1-5 Years |
1.99% |
2020-Newer |
New Vehicle SPECIAL New Loans Only |
6 Years $35,000 minimum |
2.99% |
$70,000 maximum |
New Vehicle SPECIAL New Loans Only |
7 Years |
3.99% |
First title or purchased no more than 1 year prior to application date. Based on NADA Trade-In value |
All vehicle loans must be secured with a Pennsylvania title. No vehicle loans disbursed to out-of-state members.
Recreational Vehicle loans (Boats, Campers, ATV's, Motorcycles, etc)
Type |
Term |
Annual Percentage Rate |
Notes |
Recreational Vehicles (Boats, Campers, ATV's, Motorcycles, etc.) |
1-5 Years |
9.99% |
This rate requires direct deposit or payroll deduction payments. Vehicle must be secured with a title. |
Recreational Vehicles (Boats, Campers, ATV's, Motorcycles, etc.) |
1-5 Years |
10.50& |
This rate applies for other methods of payment besides direct deposit or payroll deduction. Vehicle must be secured with a title. |
Recreational Vehicles SPECIAL (Boats, Campers, RVs, Over-sized Trucks) |
1 - 10 Years Maximum of $70,000 |
7.25% |
2018-2021 Models Requires direct deposit or payroll deduction. Must be secured by a title. |
Recreational Vehicles SPECIAL (Boats, Campers, RVs, Over-sized Trucks) |
1 - 10 Years Maximum of $70,000 |
7.75% |
2018-2021 Models Other methods of repayment. Must be secured by a title. |
ATV & Cycle SPECIAL (ATVs, Quads, Motorcycles) |
1-5 Years Maximum of $35,000 |
4.00% |
2018-2021 Models Must be secured by a title. |
ATV & Cycle SPECIAL (ATVs, Quads, Motorcycles) |
6 Years $20,000 to $35,000 |
4.49% |
Must be secured by a title. |
Loan Specials available for New Loans Only. Limited Time Only! Call for minimums & term conditions.
HOme Loans
Type |
Term |
Annual Percentage Rate |
Notes |
Home Equity Line of Credit |
1-15 Years |
4.49% Variable |
1st Lien Position |
Home Equity Fixed Rate |
1-15 Years |
3.29% |
1st Lien Position |
NMLS Identifier #1045776, #1092555, #1697159
Due at time of application: Estimated Closing costs on all counties $550, except Allegheny $750.
No Closing Costs on NEW LOANS and refinanced loans with add on amount only. Limited Time Only!
No Closing Costs on NEW LOANS and refinanced loans with add on amount only. Limited Time Only!
Share secured Loan
Type |
Term |
Annual Percentage Rate |
Share Secured |
1-7 Years |
1.99% |
Applicants who have filed bankruptcy and/or have had any repossessions within the past 5 years will be subject to a 2% surcharge on loan rates and will require a co-signer.
Interested in applying for a loan?
Contact our Loan Specialists here or give us a call at (724) 225-7522
