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RAtes

Share (Savings) Rates

Rates Effective 6/25/2025
Type
Annual Percentage Yield
Notes
Regular Shares
.050%
$100 minimum balance for dividend
$100 - 99,999
Regular Shares
.065%
$100,000 + 149,999
Regular Shares
.15%
$150,000 + 
Christmas Club
.08%
 
​Vacation Club
.08%
 

Certificates of Deposit (CD) Rates

Rates Effective 12/18/2024
Term
Annual Percentage Yield
Notes
N/A
N/A
  ​

Loan Rates 

All Loan Rates Effective 10/22/2025

Personal & Bill Consolidation Loans

Type
Term
Annual Percentage Rate*
Notes
Personal & Bill Consolidation
1-5 Years, $10,000 max for qualified borrowers
as low as 8.49%
Cosigner &/or Collateral required
Loan Special
​1 Year, $2,000 max
as low as 5.80%
   
Loan Special
2 Year $3,000 max
as low as 6.49%
  
Personal Loans $3,000+ must be secured by appropriate collateral.  Max of $10,000 per applicant/co-applicant.
*All rates, terms and conditions are subject to change without prior notice. Risk Based Loan rates may be higher than listed rates based on credit worthiness obtained from credit reporting per Experian, loan type, and term of loan.

New & USed Vehicle Loans

Type
Term
Annual Percentage Rate*
Notes
New​
​Trade-In Value**
1-4 Years 
Up to $70,000
as low as 6.05%
2024-2026 Models
New​
​Trade-In Value**
1-5 Years 
Up to $70,000
as low as 6.15%
​**Lesser of cash price or JD Power value​
New
​Trade-In Value**
6 Years
Value of the Vehicle must be $35,000 - $70,000
as low as 6.25%
 
Used
Trade-In Value**
1-6 Years
6 Years - Value of the Vehicle must be $40,000 - $60,000
as low as 6.55%
​2021-2024 Models
$60,000 maximum
Used 
Trade-In Value**
1-4 Years
as low as 7.55%
​2016 to 2020 Models, $35,000 maximum
Used 
Loan Value***
1-4 Years
as low as 11.99%
2011-2015-Older Models, $35,000 maximum
​*** 80% of Lesser of cash price or JD Power value.  Must be secured by a title.
New Vehicle SPECIAL
​New Loans Only**
1-4 Years~
1-5 Years~~
as low as 5.05%~
​as low as 5.15%~~
2024-Newer
New Vehicle SPECIAL
​New Loans Only**
6 Years
​$35,000 minimum
as low as 5.25%
​$70,000 maximum​
​New Vehicle SPECIAL
​New Loans Only**
​7 Years
$40,000 minimum
​as low as 5.75%
First title or purchased no more than 1 year prior to application date. **Lesser of cash price or JD Power value
*All vehicle loans must be secured with a Pennsylvania, West Virginia, or Ohio title.* 

Recreational Vehicle loans (Campers, ATV's, Motorcycles, etc)

Type
Term
Annual Percentage Rate*
Notes
Recreational Vehicles SPECIAL
​(Campers, RVs, Over-sized Trucks)***
~1 - 10 Years
Maximum of $70,000
~~Over 5 - 7 Years
​Maximum of $70,000
~as low as 9.25%
~~as low as 9.75%
~​2022-2026 Models
​~~2022-2024 Models
*** 80% of Lesser of cash price or JD Power value.  Must be secured by a title.
​ATV & Cycle SPECIAL
​(ATVs, Quads, Motorcycles)***
1-5 Years
Maximum of $40,000
6 Years
​$20,000 - $40,000 Maximum
as low as 6.49%
​2023-2026 Models
*** 80% of Lesser of cash price or JD Power value.  Must be secured by a title.
ATV & Cycle
​(ATVs, Quads, Motorcycles)
​1-5 Years
Maximum of $40,000
as low as 11.99%
​​2019-2026 Models
*** 80% of Lesser of cash price or JD Power value.  Must be secured by a title.
Loan Specials available for New Loans Only.  Limited Time Only!  Call for minimums & term conditions. 

HOme Loans

Type
Term
​Annual Percentage Rate
Notes
Home Equity Line of Credit
1-15 Years
Call for information
1st Lien Position
Home Equity Fixed Rate
1-15 Years
Call for information
1st Lien Position
NMLS Identifier #1045776, #1092555, #1697159 ​
Due at time of application: Estimated Closing costs on all counties $870.50 up to $1,073.50. For more information on your county, call the office at 724-225-7522.

Share secured Loan

Type
Term
Annual Percentage Rate
Share Secured
1-7 Years
2.49%
Applicants who have filed bankruptcy and/or have had any repossessions within the past 5 years will be subject to a 2% surcharge on loan rates and will require a co-signer.

Interested in applying for a loan?

Contact our Loan Specialists here or give us a call at (724) 225-7522