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RAtes
Share (Savings) Rates
Rates Effective 12/18/2024
Type |
Annual Percentage Yield |
Notes |
Regular Shares |
.04% |
$100 minimum balance for dividend $100 - 49,999 |
Regular Shares |
.075% |
$50,000 + 99,999 |
Regular Shares |
.16% |
$100,000 + |
Christmas Club |
.08% |
|
Vacation Club |
.08% |
Certificates of Deposit (CD) Rates
Rates Effective 12/18/2024
Term |
Annual Percentage Yield |
Notes |
N/A |
N/A |
|
Loan Rates
All Loan Rates Effective 10/30/2024
Personal & Bill Consolidation Loans
Type |
Term |
Annual Percentage Rate* |
Notes |
Personal & Bill Consolidation |
1-5 Years, $10,000 max for qualified borrowers |
as low as 8.29% |
Cosigner &/or Collateral required |
HOLIDAYS Loan Special |
1 Year, $2,000 max |
as low as 4.30% |
|
HOLIDAYS Loan Special |
2 Year $3,000 max |
as low as 4.99% |
Personal Loans $3,000+ must be secured by appropriate collateral. Max of $10,000 per applicant/co-applicant.
*All rates, terms and conditions are subject to change without prior notice. Risk Based Loan rates may be higher than listed rates based on credit worthiness obtained from credit reporting per Experian, loan type, and term of loan.
*All rates, terms and conditions are subject to change without prior notice. Risk Based Loan rates may be higher than listed rates based on credit worthiness obtained from credit reporting per Experian, loan type, and term of loan.
New & USed Vehicle Loans
Type |
Term |
Annual Percentage Rate* |
Notes |
New Trade-In Value** |
1-4 Years Up to $70,000 |
as low as 5.05% |
2024, 2025 Models |
New Trade-In Value** |
1-5 Years Up to $70,000 |
as low as 6.05% |
**Lesser of cash price or JD Power value |
New Trade-In Value** |
6 Years Value of the Vehicle must be $35,000 - $70,000 |
as low as 6.55% |
|
Used Trade-In Value** |
1-6 Years 6 Years - Value of the Vehicle must be $40,000 - $60,000 |
as low as 5.55% |
2020-2023 Models $60,000 maximum |
Used Trade-In Value** |
1-4 Years |
as low as 6.55% |
2015 to 2019 Models, $35,000 maximum |
Used Loan Value*** |
1-4 Years |
as low as 10.99% |
2010-2014-Older Models, $35,000 maximum *** 80% of Lesser of cash price or JD Power value. Must be secured by a title. |
New Vehicle SPECIAL New Loans Only** |
1-4 Years~ 1-5 Years~~ |
as low as 4.05%~ as low as 5.05%~~ |
2024-Newer |
New Vehicle SPECIAL New Loans Only** |
6 Years $35,000 minimum |
as low as 5.55% |
$70,000 maximum |
New Vehicle SPECIAL New Loans Only** |
7 Years $40,000 minimum |
as low as 6.05% |
First title or purchased no more than 1 year prior to application date. **Lesser of cash price or JD Power value |
*All vehicle loans must be secured with a Pennsylvania, West Virginia, or Ohio title.*
Recreational Vehicle loans (Campers, ATV's, Motorcycles, etc)
Type |
Term |
Annual Percentage Rate* |
Notes |
Recreational Vehicles SPECIAL (Campers, RVs, Over-sized Trucks)*** |
1 - 5 Years Maximum of $70,000 |
as low as 8.25% |
2021-2025 Models *** 80% of Lesser of cash price or JD Power value. Must be secured by a title. |
Recreational Vehicles SPECIAL (Campers, RVs, Over-sized Trucks)*** |
5 - 10 Years $35,001 - Maximum of $70,000 |
as low as 8.75% |
2021-2025 Models *** 80% of Lesser of cash price or JD Power value. Must be secured by a title. |
ATV & Cycle SPECIAL (ATVs, Quads, Motorcycles)*** |
1-5 Years Maximum of $40,000 6 Years $20,000 - $40,000 Maximum |
as low as 5.49% |
2022-2025 Models *** 80% of Lesser of cash price or JD Power value. Must be secured by a title. |
ATV & Cycle (ATVs, Quads, Motorcycles) |
1-5 Years Maximum of $40,000 |
as low as 10.99% |
2018-2025 Models *** 80% of Lesser of cash price or JD Power value. Must be secured by a title. |
Loan Specials available for New Loans Only. Limited Time Only! Call for minimums & term conditions.
HOme Loans
Type |
Term |
Annual Percentage Rate |
Notes |
Home Equity Line of Credit |
1-15 Years |
Call for information |
1st Lien Position |
Home Equity Fixed Rate |
1-15 Years |
Call for information |
1st Lien Position |
NMLS Identifier #1045776, #1092555, #1697159
Due at time of application: Estimated Closing costs on all counties $870.50 up to $1,073.50. For more information on your county, call the office at 724-225-7522.
Share secured Loan
Type |
Term |
Annual Percentage Rate |
Share Secured |
1-7 Years |
2.49% |
Applicants who have filed bankruptcy and/or have had any repossessions within the past 5 years will be subject to a 2% surcharge on loan rates and will require a co-signer.
Interested in applying for a loan?
Contact our Loan Specialists here or give us a call at (724) 225-7522
