Home > Rates
RAtes
Share (Savings) Rates
Rates Effective 1/18/2023
Type |
Annual Percentage Yield |
Notes |
Regular Shares |
.04% |
$100 minimum balance for dividend |
Christmas Club |
.08% |
|
Vacation Club |
.08% |
Certificates of Deposit (CD) Rates
Rates Effective 3/11/2020
Term |
Annual Percentage Yield |
Notes |
6 month |
N/A |
|
12 month SPECIAL |
N/A |
|
24 month |
N/A |
Loan Rates
All Loan Rates Effective 9/21/2022
Personal & Bill Consolidation Loans
Type |
Term |
Annual Percentage Rate |
Notes |
Personal & Bill Consolidation |
1-5 Years, $10,000 max |
10.99% |
Rate based on payments by Direct Deposit or Payroll Deduction |
Personal & Bill Consolidation |
1-5 Years, $10,000 max |
11.50% |
Rate based on payments other than Direct Deposit or Payroll Deduction |
Holiday Recovery Loan Special |
1 Year, $1,500 max |
3.99% |
Fast Approval! Limited Time Only! |
Personal Loans over $3,000 must be secured by appropriate collateral. Max of $10,000 per applicant/co-applicant.
New & USed Vehicle Loans
Type |
Term |
Annual Percentage Rate |
Notes |
New |
1-4 Years Up to $60,000 |
3.49% |
2020, 2021, 2022, 2023 Models |
New |
5-6 Years Value of the Vehicle must be $30,000 - $60,000 |
4.49% |
Based on NADA Trade-In value |
Used Trade-In Value |
1-4 Years |
4.25% |
2018-2019 Models $35,000 maximum |
Used Loan Value |
1-4 Years |
5.25% |
2004 to 2017 Models, $25,000 maximum |
New Vehicle SPECIAL New Loans Only |
1-4 Years |
2.99% |
2021-Newer |
New Vehicle SPECIAL New Loans Only |
5-6 Years $35,000 minimum |
3.99% |
$70,000 maximum |
New Vehicle SPECIAL New Loans Only |
7 Years |
4.99% |
First title or purchased no more than 1 year prior to application date. Based on NADA Trade-In value |
All vehicle loans must be secured with a Pennsylvania, West Virginia, or Ohio title.*
Recreational Vehicle loans (Boats, Campers, ATV's, Motorcycles, etc)
Type |
Term |
Annual Percentage Rate |
Notes |
Recreational Vehicles (Boats, Campers, ATV's, Motorcycles, etc.) |
1-5 Years |
10.49% |
This rate requires direct deposit or payroll deduction payments. Vehicle must be secured with a title. |
Recreational Vehicles (Boats, Campers, ATV's, Motorcycles, etc.) |
1-5 Years |
10.99% |
This rate applies for other methods of payment besides direct deposit or payroll deduction. Vehicle must be secured with a title. |
Recreational Vehicles SPECIAL (Boats, Campers, RVs, Over-sized Trucks) |
1 - 10 Years Maximum of $70,000 |
8.25% |
2019-2022 Models Requires direct deposit or payroll deduction. Must be secured by a title. |
Recreational Vehicles SPECIAL (Boats, Campers, RVs, Over-sized Trucks) |
1 - 10 Years Maximum of $70,000 |
8.75% |
2019-2022 Models Other methods of repayment. Must be secured by a title. |
ATV & Cycle SPECIAL (ATVs, Quads, Motorcycles) |
1-5 Years Maximum of $35,000 |
4.49% |
2019-2022 Models Must be secured by a title. |
ATV & Cycle SPECIAL (ATVs, Quads, Motorcycles) |
6 Years $20,000 to $35,000 |
4.99% |
Must be secured by a title. |
Loan Specials available for New Loans Only. Limited Time Only! Call for minimums & term conditions.
HOme Loans
Type |
Term |
Annual Percentage Rate |
Notes |
Home Equity Line of Credit |
1-15 Years |
5.49% Variable |
1st Lien Position |
Home Equity Fixed Rate |
1-15 Years |
4.25% |
1st Lien Position |
NMLS Identifier #1045776, #1092555, #1697159
Due at time of application: Estimated Closing costs on all counties $870.50 up to $1,073.50. For more information on your county, call the office at 724-225-7522.
Share secured Loan
Type |
Term |
Annual Percentage Rate |
Share Secured |
1-7 Years |
2.49% |
Applicants who have filed bankruptcy and/or have had any repossessions within the past 5 years will be subject to a 2% surcharge on loan rates and will require a co-signer.
Interested in applying for a loan?
Contact our Loan Specialists here or give us a call at (724) 225-7522
